Regular Savings Calculator

Meet your financial goals and grow your savings over time: The Regular Savings Calculator computes initial deposit, regular deposit, maturity or final amount with selectable frequency of regular deposit and compound interest.

1 - Select the item you'd like to solve for.
2 - Fill out the white input boxes.
3 - Click on "Calculate".

Output information

The Final Amount is: 20,165.93 USD

Show: [years only] [all months] Show: [years only] [all months] Output information – Growth in detail

Year Deposit at previous year   Inpayments   Credit for accrued interest Deposit at end of year 1 5,000.00 1,800.00 179.25 6,979.25 2 6,979.25 1,800.00 238.63 9,017.88 3 9,017.88 1,800.00 299.79 11,117.66 4 11,117.66 1,800.00 362.78 13,280.44 5 13,280.44 1,800.00 427.66 15,508.11 6 15,508.11 1,800.00 494.49 17,802.60 7 17,802.60 1,800.00 563.33 20,165.93 Totals   12,600.00 2,565.93 20,165.93 Month Deposit previous month Inpayment at beginning of month Credit for accrued interest at end of month Deposit at end of month 1 5,000.00 150.00 0.00 5,150.00 2 5,150.00 150.00 0.00 5,300.00 3 5,300.00 150.00 0.00 5,450.00 4 5,450.00 150.00 0.00 5,600.00 5 5,600.00 150.00 0.00 5,750.00 6 5,750.00 150.00 0.00 5,900.00 7 5,900.00 150.00 0.00 6,050.00 8 6,050.00 150.00 0.00 6,200.00 9 6,200.00 150.00 0.00 6,350.00 10 6,350.00 150.00 0.00 6,500.00 11 6,500.00 150.00 0.00 6,650.00 12 6,650.00 150.00 179.25 6,979.25 Totals Year 1   1,800.00 179.25 6,979.25 13 6,979.25 150.00 0.00 7,129.25 14 7,129.25 150.00 0.00 7,279.25 15 7,279.25 150.00 0.00 7,429.25 16 7,429.25 150.00 0.00 7,579.25 17 7,579.25 150.00 0.00 7,729.25 18 7,729.25 150.00 0.00 7,879.25 19 7,879.25 150.00 0.00 8,029.25 20 8,029.25 150.00 0.00 8,179.25 21 8,179.25 150.00 0.00 8,329.25 22 8,329.25 150.00 0.00 8,479.25 23 8,479.25 150.00 0.00 8,629.25 24 8,629.25 150.00 238.63 9,017.88 Totals Year 2   1,800.00 238.63 9,017.88 25 9,017.88 150.00 0.00 9,167.88 26 9,167.88 150.00 0.00 9,317.88 27 9,317.88 150.00 0.00 9,467.88 28 9,467.88 150.00 0.00 9,617.88 29 9,617.88 150.00 0.00 9,767.88 30 9,767.88 150.00 0.00 9,917.88 31 9,917.88 150.00 0.00 10,067.88 32 10,067.88 150.00 0.00 10,217.88 33 10,217.88 150.00 0.00 10,367.88 34 10,367.88 150.00 0.00 10,517.88 35 10,517.88 150.00 0.00 10,667.88 36 10,667.88 150.00 299.79 11,117.66 Totals Year 3   1,800.00 299.79 11,117.66 37 11,117.66 150.00 0.00 11,267.66 38 11,267.66 150.00 0.00 11,417.66 39 11,417.66 150.00 0.00 11,567.66 40 11,567.66 150.00 0.00 11,717.66 41 11,717.66 150.00 0.00 11,867.66 42 11,867.66 150.00 0.00 12,017.66 43 12,017.66 150.00 0.00 12,167.66 44 12,167.66 150.00 0.00 12,317.66 45 12,317.66 150.00 0.00 12,467.66 46 12,467.66 150.00 0.00 12,617.66 47 12,617.66 150.00 0.00 12,767.66 48 12,767.66 150.00 362.78 13,280.44 Totals Year 4   1,800.00 362.78 13,280.44 49 13,280.44 150.00 0.00 13,430.44 50 13,430.44 150.00 0.00 13,580.44 51 13,580.44 150.00 0.00 13,730.44 52 13,730.44 150.00 0.00 13,880.44 53 13,880.44 150.00 0.00 14,030.44 54 14,030.44 150.00 0.00 14,180.44 55 14,180.44 150.00 0.00 14,330.44 56 14,330.44 150.00 0.00 14,480.44 57 14,480.44 150.00 0.00 14,630.44 58 14,630.44 150.00 0.00 14,780.44 59 14,780.44 150.00 0.00 14,930.44 60 14,930.44 150.00 427.66 15,508.11 Totals Year 5   1,800.00 427.66 15,508.11 61 15,508.11 150.00 0.00 15,658.11 62 15,658.11 150.00 0.00 15,808.11 63 15,808.11 150.00 0.00 15,958.11 64 15,958.11 150.00 0.00 16,108.11 65 16,108.11 150.00 0.00 16,258.11 66 16,258.11 150.00 0.00 16,408.11 67 16,408.11 150.00 0.00 16,558.11 68 16,558.11 150.00 0.00 16,708.11 69 16,708.11 150.00 0.00 16,858.11 70 16,858.11 150.00 0.00 17,008.11 71 17,008.11 150.00 0.00 17,158.11 72 17,158.11 150.00 494.49 17,802.60 Totals Year 6   1,800.00 494.49 17,802.60 73 17,802.60 150.00 0.00 17,952.60 74 17,952.60 150.00 0.00 18,102.60 75 18,102.60 150.00 0.00 18,252.60 76 18,252.60 150.00 0.00 18,402.60 77 18,402.60 150.00 0.00 18,552.60 78 18,552.60 150.00 0.00 18,702.60 79 18,702.60 150.00 0.00 18,852.60 80 18,852.60 150.00 0.00 19,002.60 81 19,002.60 150.00 0.00 19,152.60 82 19,152.60 150.00 0.00 19,302.60 83 19,302.60 150.00 0.00 19,452.60 84 19,452.60 150.00 563.33 20,165.93 Totals Year 7   1,800.00 563.33 20,165.93 Totals   12,600.00 2,565.93 20,165.93

The Regular Savings Calculator allows you to compute the initial deposit, the regular deposit, the maturity or the final amount including interest on the basis of your input information.

The frequency of regular deposit and compound can be choosen between monthly, quaterly, semi-annualy and annualy.

The Regular Savings Calculator can also be used as a compound interest calculator since credit for accrued interest is always added to the capital.

The detailed table shows at a yearly or monthly basis the deposit at the previous period, regular inpayment, credit for accrued interest and deposit at the end of each period.